Looking to build a site around crowdfunding. Does anyone know of any third party APIs to handle this? Or is my best bet to use a payment API that has escrow abilities? Or maybe use Stripe but push out the payment date?
For crowdfunding payments there’s an api from https://www.mangopay.com that could be useful in your case.
With stripe you don’t have to bill right away. You can just create a new customer using the credit card details they provide and then bill that customer at a later date. This could be useful for your use case.
Yeah, I had to build a similar system in the past. The only issue with this is that it’s not held in escrow, so the “campaign” could end, and you could charge somebody who has a different card number now or the payment fails for insufficient funds, etc. but it may be enough for an MVP